About Golden Charter

Golden Charter provides tailored funeral arrangements that can be relied upon. We do so by providing you with a guarantee from the funeral director that they will deliver their services, no matter how far into the future on the terms agreed today ensuring that your arrangements are fully protected against any changes to the company or to general financial circumstances.

Why choose a Golden Charter plan...

• Consideration for loved ones
• A guaranteed cost of Funeral Director Services
• Financial security
• Proven value for money
• Freedom of choice of funeral director
• Free donation to the Woodland Trust
  

What is a Funeral Plan?

None of us enjoy thinking about a time when we won’t be around anymore, but neither do we want to leave our families a burden of cost and organisation at a time when they will need peace to grieve.

Providing for your Funeral in Advance

Taking a decision now to plan for your funeral and to cover its costs at today's prices allows you to remove potential anguish for your family and get on with living your life to the full, without having to worry about what happens afterwards.

Peace of mind - Prepaid Funeral Plans

A prepaid funeral plan is a totally secure and cost-effective method of ensuring that your funeral is arranged and paid for with the minimum of fuss and at no extra cost to your loved ones. It also means that any wishes you have for the arrangements will be carried out in accordance with your instructions.

For the majority of our plans your payment will be placed in an independent trust fund which is invested with a view to ensuring that, whatever happens, there will be sufficient funds available for your funeral to take place as specified – providing a hedge against inflation, rising costs, or any change to Golden Charter’s company status.

Where you choose to make payments to your plan over a period of more than one year your plan is funded by the investment in a life insurance policy run by AXA Sun Life. With this method the sum required for your funeral is guaranteed as long as you continue to make the monthly payments.

Planning your Arrangements

You can choose from a number of standard options to match your budget and preferences, and specify particular requirements within those options. At any stage we’ll be happy to assist you in your choice and answer any questions you may have in a sensitive manner.

If your requirements are straightforward and you wish to make a single payment then this can be completed online. More detailed arrangements naturally require discussion and can be done by filling in an online form and/or talking to our advisors. You can be assured of a professional and sympathetic response.

What is the Golden Charter Trust?

The Trust is a separate financial entity from the company and is run by a board of independent trustees.

Its purpose is to hold the payments made by the plan holders and to pay the agreed invoice value to the independent funeral directors when the funerals take place. This arrangement is to ensure that nothing can happen to Golden Charter - the company - that could possibly affect the future payments for the funeral plans.

In accordance with the rules of the Funeral Planning Authority, the majority of the trustees must have no connection with Golden Charter as a company. Four of the five trustees are completely independent of Golden Charter and the fifth is an executive member of the SAIF Charter Association (that holds a 100 per cent shareholding in Golden Charter) and a non-executive director of Golden Charter. He provides the vital link between the funeral directors, Golden Charter the company, and the Golden Charter Trust. Their prime responsibility is to ensure that there are sufficient funds to pay the funeral directors, who are the beneficiaries of the trust, at the time of need. The board of the Golden Charter Trust has been appointed by virtue of their experience and integrity.

“DOWNLOAD PRE-PAID BROCHURE"

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